What does long-term care insurance pay benefits for?
1) When the insured is unable to perform a minimum of three of the activities of daily living (ADL)
2) When the insured is unable to perform a minimum of two of the activities of daily living (ADL)
3) When the insured is unable to perform a minimum of four of the activities of daily living (ADL)
4) When the insured is unable to perform any of the activities of daily living (ADL)