You are purchasing a home for $385,000. The down payment is 25% and the balance will be financed with a 25-year mortgage at 8% and 3 discount points. You put down a deposit of $11,250 (applied to the down payment) when the sales contract was signed. You also have these expenses: credit report, $70; appraisal fee, $150; title insurance premium, 1% of amount financed; title search, $325; and attorney's fees, $800. Find your amount due at the closing.