ARTICLE: Employer Health Insurance Vs. Individual Plans | What’s Best For You?

As you saw in the Data Crunch, employer-sponsored healthcare, also called a group plan, is the most common way that Americans get health insurance. Group plans can typically cover not only the employee but also their spouse/partner and dependent children. Another route to health insurance coverage is purchasing an individual plan, which can also be extended to cover family members. This article will outline the difference between these two options. Read from the beginning and stop when you get to the comparison chart. Then answer the questions.



What makes an employer-sponsored plan so convenient?













What are the common financial benefits of using your work’s group plan for insurance?







Describe reasons why someone might choose to buy an individual health insurance plan instead of going through an employer-sponsored plan.