Which of the following statements best describes the impact of Quebec's Act to Foster the Development of Manpower Training (Bill 90), passed in 1995?
a. The law mandates that companies with payrolls under $1 million invest at least 1% of their payroll in government-approved training programs.
b. The training law has led to a noticeable decrease in adult learning and training activities in Quebec over the past two decades.
c. This legislation requires companies with payrolls of $1 million or more to allocate a minimum of 1% of their payroll to sanctioned training or contribute to a provincial workforce training fund.
d. Since its implementation, the law has had little to no impact on the way companies in Quebec structure and deliver training.