Troy and Kristy Reynolds (both currently age 56) have determined that they will require retirement income equal to $93,000 in today's dollars, based on their current income. They plan to retire in 8 years and wish to assume an after-tax return on their investments, prior to retirement, of 8% They plan to readjust their assets after retirement and believe that their net return will drop to 6%. Troy's parents are both in their late eighties, and Kristy's parents are in their seventies, Troy and Kristy assume that retirement will last for 30 years and inflation will average 2%. f the Reynolds wanted to leave a specific bequest to their favorite charity (Wounded Warrior Project) in the amount of $2 million (actual amount of donation at death), how much additional capital would they need to have accumulated at the time they retire at age 64?