Answer :
Final answer:
The Dwelling and Homeowners policies differ in terms of liability, theft, and personal property coverage.
Explanation:
The Dwelling policy and Homeowners policy have differences in coverage:
- Liability coverage: In Dwelling forms, it is available only by endorsement, while in Homeowners it is always included.
- Theft coverage: In Dwelling forms, theft is a broad form peril, but in Homeowners, it is not.
- Personal property coverage: In Dwelling forms, only 10% of Coverage C limit is available for personal property away from the residence premises, whereas in Homeowners, it is covered worldwide.
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