Answer :
Final answer:
An annuity vitalicia con período determinado offers the highest monthly payment, while anualidad de vida recta ensures lifetime income with potentially lower monthly payments. Both options have distinct features and benefits for pensioners.
Explanation:
An annuity vitalicia con período determinado represents the largest possible monthly payment to an individual pensioner. This type of annuity provides payments for a specific period, guaranteeing income for a set timeframe. In contrast, anualidad de vida recta provides payments for the lifetime of the pensioner, potentially offering lower monthly payments but the security of lifelong income.
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