Answer :
Sure! Here's a clear and concise answer to the question:
Many twelve-year-old students may have the skills to budget their allowance. This can vary depending on the individual child and their level of maturity, responsibility, and exposure to financial management. Some twelve-year-olds may demonstrate good budgeting skills by planning how to spend or save their allowance effectively. Others may still be developing these skills and might need guidance from adults to learn how to budget responsibly. So, the statement "Many twelve-year-old students have the skills to budget their allowance" could be true for some but false for others, depending on their personal circumstances and experiences.
