\begin{tabular}{|l|l|l|l|l|}
\hline
\begin{tabular}{l}
Other \\ (predictable)
\end{tabular} & Annual & Savings & \[tex]$130 &
\begin{tabular}{l}
Health exams, clothing, food, \\ baseball coach magazine
\end{tabular} \\
\hline
\begin{tabular}{l}
Other \\ (unpredictable)
\end{tabular} & Annual &
\begin{tabular}{l}
Emergency \\ savings
\end{tabular} & \$[/tex]210 &
\begin{tabular}{l}
Non-insured healthcare, repairs, \\ income replacement
\end{tabular} \\
\hline
Other (long-term) & 5 years &
\begin{tabular}{l}
Vacation \\ savings
\end{tabular} & \[tex]$50 & Vacation \\
\hline
Total & & & \$[/tex]2,362 & \\
\hline
\end{tabular}

Sammy makes monthly deposits from each paycheck into the various accounts and then spends only for their defined purposes. He knows that it is not a perfect system but thinks that it will help for future expenses. Using his essential expenses as a guideline, how much will Sammy need to have 3 times the amount of his living expenses in the bank as part of his emergency savings?

a. \[tex]$1,712; approximately 8 months
b. \$[/tex]5,136; approximately 24 months
c. \[tex]$6,486; approximately 30 months
d. \$[/tex]2,162; approximately 6 months

First, we need to identify Sammy's monthly living expenses. From the provided table, the total amount allocated to various categories annually is [tex]$2,362. To find the monthly living expenses, we: 1. Calculate the monthly expenses: \[ \text{Monthly living expenses} = \frac{\text{Total Annual Expenses}}{12} = \frac{2362}{12} \approx 196.83 \] However, this step may not be necessary since the key point is the total annual expenses provided as $[/tex]2,362.

Next, we want to determine how much Sammy needs to save to have 3 times the amount of his living expenses in the bank for his emergency savings. Therefore, we compute:

2. Emergency savings target:
[tex]\[ \text{Emergency savings target} = 3 \times \text{Total Annual Living Expenses} = 3 \times 2362 = 7086 \][/tex]

Now, we need to compare the computed emergency savings target ([tex]$7,086) with the given choices to see which one matches: - a. $[/tex]1,712; approximately 8 months
- b. [tex]$5,136; approximately 24 months - c. $[/tex]6,486; approximately 30 months
- d. [tex]$2,162; approximately 6 months 3. After comparing, none of the options match the emergency savings target of $[/tex]7,086.

Thus, the detailed step-by-step solution results in a conclusion where none of the provided choices align with the required emergency savings target. Consequently, the correct response is:

[tex]$ \textbf{None of the provided choices meet the emergency savings target.} $[/tex]

The closest match is not satisfactory, hence the solution indicates that none of the provided options are correct.